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Mortgage Rates
Here are loan programs we offer. These programs are unique to First Federal Bank of the Midwest. To learn more about these programs and many others, call us at (877) 367-8178.



Rates are subject to change without notice. You cannot lock a rate online. Offer is subject to credit approval. Downpayment is required.
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Program Name Rate Points APR Payment  
30 Year Fixed (Conforming) 4.500% 0.75% 4.646% $0.00  
20 Year Fixed (Conforming) 4.375% 0.75% 4.573% $0.00  
15 Year Fixed (Conforming) 4.000% 0.00% 4.136% $0.00  
10 Year Fixed (Conforming) 3.875% 0.00% 4.069% $0.00  
USDA 100 (USDA-RHS) 4.500% 1.00% 5.159% $0.00  
Rates are subject to change without notice.
Rates last updated on 01/22/2019.
Travis McGormley, Retail Lender
First Federal Bank of the Midwest
300 N. Main St., Adrian, MI  43560
Toll Free:  (877) 367-8178
Direct:  (517) 265-7483
tmcgormley@first-fed.com
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